Quick and Easy Buying Guide
Carat weight: 1 carat = 200 milligrams = 6.5 mm diameter. Doubling weight doesn't double diameter.
Diamond clarity: FL/IF/VVS/VS = super expensive, near perfect. SI = best value if you can check a photo for obvious inclusions (defects).
Color: D-G = colorless, expensive, only if you have money to burn. H-J = best value. Can go lower in gold metal settings than white metal.
Cut: Better cut ratings let more light into a diamond, making it sparkle more. Very important property, don't skimp here.
Set a budget and minimum cut (Premium). Go J color for gold and I/H for white metals. Go searching for SI1/SI2 clarity diamonds at James Allen. Pick a diamond with small/no inclusions. Choose a ring setting and buy it risk-free (60-day returns).
0.41 Carat Diamonds
Each carat in a 0.41 carat diamond is equivalent to 41 points, so a 0.41 carat diamond is the same as a 41 point diamond.
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Although there is a strong correlation between the carat weight of a diamond and its width, this does not guarantee that every 0.41 carat diamond is 4.83 mm wide. The apparent size of a diamond does not increase at the same rate as the diamond's carat size, leading to confusion quite often in stores.
Many people buying a diamond engagement ring for the first time often go overboard with the size of the diamond, not realising how big the diamond will appear when you put it on a small woman's hand. Buying a diamond should really be about what you and your partner want, but if it's really important to you, know that the average diamond size in an engagement ring is about half carat, give or take.
Five small diamonds that add up to one carat are generally not as valuable as a single diamond that weighs one carat, so be short not to compare a single diamond of carat weight 0.41 with a ring which has a total diamond weight of 0.41.
So how good do you think a 10 carat diamond which looks a horrible uneven black colour would appear on an engagement ring? Exactly - diamond buyers need to also consider other properties such as the colour of the stone, which is not picked correctly can negate any attractiveness of having a very large diamond.
Better a diamond with a flaw than a pebble without. Chinese Proverb .