Quick and Easy Buying Guide

Carat weight: 1 carat = 200 milligrams = 6.5 mm diameter. Doubling weight doesn't double diameter.

Diamond clarity: FL/IF/VVS/VS = super expensive, near perfect. SI = best value if you can check a photo for obvious inclusions (defects).

 

Color: D-G = colorless, expensive, only if you have money to burn. H-J = best value. Can go lower in gold metal settings than white metal.

Cut: Better cut ratings let more light into a diamond, making it sparkle more. Very important property, don't skimp here.

Set a budget and minimum cut (Premium). Go J color for gold and I/H for white metals. Go searching for SI1/SI2 clarity diamonds at James Allen. Pick a diamond with small/no inclusions. Choose a ring setting and buy it risk-free (60-day returns).

Hilary Duff Engagement Ring

Hilary Duff has been around in the public conscience for so long that you might be forgiven for thinking she is much older than she actually is - she only turned 23 in 2010. Brought to fame for being the lead character in the television series Lizzie McGuire, she then branched out into pop music and the fashion industry. She has also acted in several successful films including the Lizzie McGuire movie and Cheaper by the Dozen.

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Hilary Duff began dating Mike Comrie, a hockey player from the Canadian National Hockey League. After dating for three years, they announced their engagement in early 2010. Mike Comrie purchased a 14 carat (4 1/2 carats by other sources) and proposed to Hilary Duff in Maui. The ring has been valued at between $300,000 and $1 million.