Quick and Easy Buying Guide
Carat weight: 1 carat = 200 milligrams = 6.5 mm diameter. Doubling weight doesn't double diameter.
Diamond clarity: FL/IF/VVS/VS = super expensive, near perfect. SI = best value if you can check a photo for obvious inclusions (defects).
Color: D-G = colorless, expensive, only if you have money to burn. H-J = best value. Can go lower in gold metal settings than white metal.
Cut: Better cut ratings let more light into a diamond, making it sparkle more. Very important property, don't skimp here.
Set a budget and minimum cut (Premium). Go J color for gold and I/H for white metals. Go searching for SI1/SI2 clarity diamonds at James Allen. Pick a diamond with small/no inclusions. Choose a ring setting and buy it risk-free (60-day returns).
0.50 Carat Diamonds
A diamond with a weight of 0.50 carats is equivalent to a 50 point diamond.
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The width of a diamond with a weight of 0.50 carats is about 5.17 mm. If you like playing with numbers, one analysis method you can use for examining diamonds is to divide the cost of the diamond by the number of carats to get the cost per carat metric.
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One trick for saving money when buying a diamond is to choose a diamond which has a carat weight just below a popular number, such as buying a 0.98 carat diamond instead of a one carat diamond. 0.50 carats specifies a certain size of diamond, but what about all the other properties of the diamond? Seasoned diamond buyers make sure to pay attention to all the properties of the diamond when the searching for that perfect stone, in order to make a balanced purchase which isn't just dominated by size considerations.
Carat size is only one that property out of a number that you should be considering. You should also consider a diamond other properties such as cut, because this will have a drastic effect on how well the diamond sparkles.